Timing is everything when it comes to Medicare. Enrolling at the right time helps you avoid late penalties and gaps in coverage. Here are the key Medicare enrollment periods:
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Initial Enrollment Period (IEP): This is a 7-month window that begins three months before your 65th birthday and ends three months after.
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General Enrollment Period (GEP): Runs from January 1 to March 31 each year if you missed your IEP.
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Open Enrollment (AEP): From October 15 to December 7, you can switch or add plans.
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Special Enrollment Periods (SEPs): Available for qualifying life events such as losing employer coverage or moving.
It’s important to review your Medicare plan each year during Open Enrollment to ensure your coverage still fits your needs.
If you’re unsure about your eligibility or enrollment windows, reach out to us and we’ll walk you through the process.