Original Medicare covers a lot, but it doesn’t pay for everything. That’s where Medicare Supplement Insurance (also known as Medigap) comes in. These plans help cover out-of-pocket costs like deductibles, copayments, and coinsurance.
Here’s what makes Medigap plans appealing:
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You can see any doctor that accepts Medicare, without needing a referral.
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It offers peace of mind by limiting your out-of-pocket spending.
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Plans are standardized, so you can compare options easily.
However, Medigap doesn’t include prescription drug coverage. You’ll need to enroll in a Part D plan separately if you want help paying for medications.
If you like the predictability of fixed healthcare costs and the freedom to choose your providers, a Medigap plan might be worth considering.
Not sure if a Medicare Supplement plan is right for you? Let us help you find a plan that gives you the coverage and confidence you need.